Personal Umbrella

Did you know in Florida, your current and future wages can be garnished due to a claim for which you are found liable? Wake up every morning with the peace of mind that you can tackle your day knowing your hard earned assets and future assets are protected with an umbrella policy.

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This policy serves as an extra layer of protection usually starting at $1,000,000 in coverage. If the limits are exhausted on your auto, home, boat, motorcycle or other underlying policies, the umbrella policy will provide additional protection. The cost to carry this invaluable coverage is minimal to you and your peace of mind.

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We see it daily - imagine you crash into another driver and send them to the hospital with serious injuries, or if there was a slip & fall accident at your house or rental property. What would happen if a fire in your condo spread to other units? What happens if your patio table & chairs took off in a storm and landed through your neighbor’s picture window? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

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Coverage starts at $1,000,000+. Teenage or young adult drivers in the house?  Let’s check $5,000,000 limits! Chat with a Melissa Ems Insurance Advisor today to compare quotes. We have markets available who will bundle your car and umbrella coverage for a discount on your auto policy. Let us shop it for you!