Life: Personal & Business
We'll help you make sure you and your loved ones are taken care of with life, long-term care, annuities, and disability insurance solutions.
There is only one type of insurance out there that everyone is guaranteed to use at some point - Life insurance. It’s horrible to think about but necessary to plan for. Whether you are an individual planning ahead to ensure your family is financially ready for that day or a business proactively planning contingencies should an owner or key man pass, we have solutions for you. The gift of life insurance is the kindest act of selflessness any individual can give.
Options include:
- Whole Life
- Universal Life
- Term Life
- Key Man Life
- Second to die
- No Medical Underwriting
- Pre-existing Conditions accepted
Whether you are taking care of your final arrangements, ensuring any debt is paid off, securing financial stability for your family in the event you pass or all of these things, there is a life insurance option for you.
With access to almost every major Life Insurance carrier in the US, Melissa Ems Insurance Advisors are waiting to have one of the most difficult yet compassionate conversation any person can have. We will compare plans, rider options, benefits and premiums from top rated carrier such as Mutual of Omaha, TransAmerica, William Penn and more.
Contact Melissa Ems Insurance for your personalized quote today.
Get a Quote
Fill out the form, and we will get back to you ASAP!
Get a Quote
Fill out the form, and we will get back to you ASAP!